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At Birchwood, you're never just a customer. 

Working with Birchwood Credit Services, Inc. is like having your own credit reporting and verification back office. Your dedicated personal assistant makes sure that you are delighted each and every time you reach out for help.
 

Your call is always answered by a knowledgeable and professional representative who can help solve your problem - not later, but right now.  We even offer direct consumer assistance for when you need to focus on other things. We provide our broad range of financial credit services including credit reporting and verification services to mortgage brokers, mortgage lenders, and depository institutions all across the U.S., and we do it promptly, securely, and with a smile. 
 

Learn more about the Birchwood difference. You'll be glad you did.

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Joe Mellman is the SVP and the mortgage business leader at TransUnion, overseeing the development and execution of the company's mortgage strategy and product suite. This includes a focus on helping mortgage and HELOC lenders improve their new customer acquisition, retention, cross-sell, loan product creation and refresh, origination, servicing, and capital markets functions. 

Refinances accounted for 33% of all loans closed by millennials in September—the largest share of refinance activity since Ellie Mae began tracking data in 2016. 

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