Contact us for instant answers.

We invite you to experience the Birchwood difference. Fill out the form to the right and a representative will contact you with more information.

HARP 2.0 a great success, analysis shows


Since the beginning of 2012, the program (now known as HARP 2.0) helped between 30,000 and 100,000 borrowers refinance every month.

The Home Affordable Refinance Program was created in the wake of the real estate bubble burst to help distressed borrowers restructure their mortgages into more favorable terms.

Job market improvements promising for mortgage industry


A borrower's job security can be very important when qualifying for a mortgage.

When it comes to qualifying for a mortgage, a borrower's job security can be very important, since a sizable portion of their income will go toward loan payments.

Fixed mortgage rates reach new record lows


One major indicator of the housing market recovery is the rising residential construction rate.

As the housing market continues to gain momentum, mortgage rates fell to new all-time lows in the week ending November 21.

Homebuilding rises in October, provides more options for buyers


October nationwide housing starts increased 3.6 percent to an annual rate of 894,000 units.

A thinning property inventory left borrowers with limited options to make the transition to homeownership so far this year.

CFPB examines fraudulent mortgage ads for Veterans, seniors


Some loans offer rock-bottom mortgage rates for Veteran and senior borrowers.

Fraudulent mortgage advertisements can target anyone, but Veterans and senior borrowers may be especially susceptible.

CFPB extends Truth-in-Lending start date


The Truth-in-Lending Act requires financial institutions to outline specific costs of taking on a mortgage.

In an effort to make the mortgage industry a safer place for borrowers, during recent years, a number of government agencies implemented new rules and regulations for financial institutions.


Connect with us:

© Birchwood Credit Services 2021. Web Development by CommonPlaces Interactive

Contact|Privacy Policy|Site Map|Security & Technology