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Among consumers managing debt, buying a home is a low priority


Credit score damage is a chief regret among consumers, but among financial goals it impedes, buying a home lies further down the food chain than other priorities, according to

FHFA takes next step to changing credit scoring models, requests input


The Federal Housing Finance Agency is asking interested parties to weigh in on its request for input on its possible change to its credit scoring models.

Credit score changes in mortgage market could increase homeownership opportunities


The housing market could be on the verge of a shake-up, as well-established credit scoring requirements are being reevaluated by the Federal Housing Finance Agency (FHFA), potentially opening up the mortgage market to a greater number of aspiring homeowners.

Are New Loan Limits Already At Risk?


The issue of Fannie Mae and Freddie Mac and their about-to-be-zero capital buffers has fallen off the radar in recent months, but apparently there is some movement behind the scenes.

Birchwood Credit Services Delivers for Operation Gratitude


For the second year in a row, Birchwood Credit Services is pleased to have had the opportunity to thank U.S. Troops, first responders, and others by supporting Operation Gratitude at this year’s New England Mortgage Bankers Conference (NEMBC) hosted by the Massachusetts Mortgage Bankers Association (MMBA). 

Birchwood Credit Services Approved for Fannie May Day 1 Certainty Validation Services


Birchwood Credit Services has announced approval of its 4506-T transcript ordering platform under Fannie Mae’s Day 1 Certainty program as of October 3rd, 2017. As of today, Birchwood offers validation services for Verification of Income, Verification of Assets, and 4506-T transcripts all of which are accepted under Day 1 Certainty.

House Prices Jump 6.2 Percent in 2Q to Eclipse 2016 High


Existing home prices maintained their "robust" growth in the second quarter by jumping 6.2 percent, the National Association of Realtors reported.

Real Estate Americans' Favorite Long-Term Investment


When asked the best way to invest money not needed for more than 10 years, more Americans said "real estate" than any other option, albeit not by much.

Americans Say Housing Market ‘Improved;' Owning Home ‘Good Investment'


A decade after the housing crisis, a majority of homeowners perceive the housing market as having strengthened and an overwhelming number of respondents view owning a house as a solid investment, reported a survey from Digital Risk, Maitland, Fla.

Fannie Mae will ease financial standards for mortgage applicants next month


It’s the No. 1 reason that mortgage applicants nationwide get rejected: They’re carrying too much debt relative to their monthly incomes. It’s especially a deal-killer for millennials early in their careers who have to stretch every month to pay the rent and other bills.


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