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(for mortgage lenders and brokers.)
This study guide provides a brief explanation of two critical laws affecting mortgage lenders and Brokers:
The NCRA developed the FCRA certification test in order to help mortgage professionals:
Staying current on credit reporting regulations is an important part of being a responsible and successful mortgage professional. Knowing the ins and outs of these critical laws helps you minimize the risk of noncompliance (and the penalties that accompany it) and also protects the rights of your customers.
The test consists of thirty multiple choice and true-or-false questions. You will have forty-five minutes to complete the exam and will need to get seventy-five percent correct in order to pass.
The key topics will be:
Please contact Birchwood at 800-910-0015 to obtain Usernames and Passwords to take the test.
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